It helps to know what information is used to develop a credit score. A FICO score is calculated from the following data: •35%: An individual's payment history, whether or not payments are made on time. •30%: Amounts owed and how much available credit is being used. •15%: Length of credit history, or how long each account has been open. •10%: An individual's use of new credit or recent applications that resulted in a credit score check. •10%: What types of credit the individual is using — mortgages, car loans, personal loans, credit cards, etc www.stewartrealestate.com
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